Payment & Refund Assurance™ Your Revenue, Reinforced
The world’s first insurance-backed solution for refund risk, payment disputes, and transactional breakdowns. Exclusive to GlobalPayGuard.
What Is Payment & Refund Assurance™?
Payment & Refund Assurance™ is a first-of-its-kind insurance product that protects your business against financial loss from refunds, chargebacks, delivery failures, and service disputes — all tied to transactions.
Whether you’re an e-commerce brand, SaaS provider, or logistics platform, this solution safeguards the money in motion and backs your refund obligations with secure coverage.
It’s not just coverage — it’s customer confidence + cash flow protection in one.

What Does Payment & Refund Assurance™ Cover?
Refund Liability
Chargeback Protection
Service Dispute Coverage
Missed SLA / Delivery Windows
Platform Transaction Risk
Optional Add-ons:
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Subscription & recurring revenue protection
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Supplier-side failure refunds
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API-enabled integration for automated refund triggers
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Crypto & cross-border transaction risk (select jurisdictions)
Is This Right for You?
If your business processes any form of digital, recurring, or cross-border payments, this coverage can protect your profits and your customer relationships.
Tailored for:
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E-commerce stores & marketplaces
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SaaS platforms & subscription businesses
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Logistics, freight, and fulfillment companies
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Online course & service providers
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Fintech and payment gateway operators
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Global import/export brands with delivery risk
Why We’re the Only Ones Who Offer This
Exclusive Product
Platform-Ready API
Reduce Refund Reserves
Real-Time Underwriting
Global Currency Support
How Payment & Refund Assurance™ Works
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Connect Your Platform-Securely connect Stripe, Shopify, or upload sales records manually.
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We Analyze Your Refund Risk-Our algorithm calculates your historical refund rates, order values, and refund exposure.
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You Choose a Coverage Tier-We offer flexible plans that scale with your monthly transaction volume.
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You're Protected-If a covered refund, dispute, or delivery failure occurs we step in and pay you directly.
Get covered in as little as 48 hours.
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An e-commerce store suffers a 20% refund rate after delayed holiday shipping GlobalPayGuard covers the losses.
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A SaaS company experiences refund spikes during a pricing change we pay for covered cancellations.
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A logistics provider misses a high-priority delivery window due to customs delays we reimburse the client and protect your revenue.
How is this different from traditional insurance?
Is this available in all countries?
Will this affect my existing refund policy?
What platforms can I connect?
Protect the Money That Moves Your Business
Whether you’re selling subscriptions, shipping goods, or scaling fast refund risk doesn’t have to slow you down.