Payment & Refund Assurance

Payment & Refund Assurance™ Your Revenue, Reinforced

The world’s first insurance-backed solution for refund risk, payment disputes, and transactional breakdowns. Exclusive to GlobalPayGuard.

Overview

What Is Payment & Refund Assurance™?

Payment & Refund Assurance™ is a first-of-its-kind insurance product that protects your business against financial loss from refunds, chargebacks, delivery failures, and service disputes — all tied to transactions.

Whether you’re an e-commerce brand, SaaS provider, or logistics platform, this solution safeguards the money in motion and backs your refund obligations with secure coverage.

It’s not just coverage — it’s customer confidence + cash flow protection in one.

What’s Covered

What Does Payment & Refund Assurance™ Cover?

1
Refund Liability
Reimbursement for refunds due to delivery failure, performance issues, or damaged goods.
2
Chargeback Protection
Mitigates the cost of chargebacks from card providers and payment platforms.
3
Service Dispute Coverage
Backs you in the event of a client disputing promised service quality or deliverables.
4
Missed SLA / Delivery Windows
Coverage for losses due to delays in shipping, delivery, or onboarding.
3
Platform Transaction Risk
Protects payments processed through Stripe, PayPal, Shopify, or third-party integrations.
7
Optional Add-ons:
  • Subscription & recurring revenue protection
  • Supplier-side failure refunds
  • API-enabled integration for automated refund triggers
  • Crypto & cross-border transaction risk (select jurisdictions)
Who Needs It?

Is This Right for You?

If your business processes any form of digital, recurring, or cross-border payments, this coverage can protect your profits and your customer relationships.

Tailored for:

  • E-commerce stores & marketplaces
  • SaaS platforms & subscription businesses
  • Logistics, freight, and fulfillment companies
  • Online course & service providers
  • Fintech and payment gateway operators
  • Global import/export brands with delivery risk
Why Choose GlobalPayGuard?

Why We’re the Only Ones Who Offer This

How It Works

How Payment & Refund Assurance™ Works

  • Connect Your Platform-Securely connect Stripe, Shopify, or upload sales records manually.
  • We Analyze Your Refund Risk-Our algorithm calculates your historical refund rates, order values, and refund exposure.
  • You Choose a Coverage Tier-We offer flexible plans that scale with your monthly transaction volume.
  • You're Protected-If a covered refund, dispute, or delivery failure occurs we step in and pay you directly.

Get covered in as little as 48 hours.

Use Cases

  • An e-commerce store suffers a 20% refund rate after delayed holiday shipping GlobalPayGuard covers the losses.
  • A SaaS company experiences refund spikes during a pricing change we pay for covered cancellations.
  • A logistics provider misses a high-priority delivery window due to customs delays we reimburse the client and protect your revenue.
FAQs

How is this different from traditional insurance?
This coverage is transaction-based, not asset-based. It’s designed for real-time digital businesses and works alongside your payment stack.
Is this available in all countries?
We currently support businesses in North America, the UK, EU, and parts of Asia-Pacific — with more regions launching soon.
Will this affect my existing refund policy?
No — you can keep your refund policy as-is. We reimburse you, not the customer.
What platforms can I connect?
Stripe, PayPal, Shopify, WooCommerce, BigCommerce, Recurly, and custom integrations via API.
CTA Section

Protect the Money That Moves Your Business
Whether you’re selling subscriptions, shipping goods, or scaling fast refund risk doesn’t have to slow you down.

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