General Liability Insurance Everyday Protection for Everyday Risks
From chargebacks to fulfillment delays, we protect your online store, your revenue, and your customer relationships.
E-Commerce Comes With Unique Risks. We’ve Got You Covered.
Running an online business means more than just clicks and carts — it means managing payment platforms, international shipping, inventory, refunds, and customer satisfaction.
That’s why GlobalPayGuard offers insurance specifically designed for digital retailers — with protection for transactions, products, platforms, and delivery chains.
Whether you’re a Shopify store, Amazon seller, or growing brand with global reach, we’ll keep your business moving forward — even when things go wrong.
Common Risks for Online Retailers
Not Covered : Employee injuries (use Workers’ Comp), auto accidents (use Commercial Auto), or professional advice errors (see E&O Insurance).
Tailored Protection for Digital Retail
Payment & Refund Assurance™ (Exclusive)
Covers you for disputed charges, refund liability, and customer claims due to missed delivery windows.
Cyber Liability Insurance
Protects against hacking, data theft, and online fraud.
Marine / Cargo Insurance
Covers inventory and goods in transit — by air, land, or sea.
Business Interruption Coverage
Replaces income when platform issues, warehouse shutdowns, or transport delays halt operations.
General Liability Insurance
Protects against third-party injury or property damage, especially for pop-up shops or retail events.
Product Liability Insurance
Covers injury or damage caused by a product you sell — especially for dropshippers and resellers.
The GlobalPayGuard Advantage
-
A surge in product returns after a shipping delay leads to $25,000 in losses our Refund Assurance™ covers the gap.
-
Your Shopify store is compromised, and customer data is leaked — our Cyber Liability Insurance handles breach notifications and legal defense.
-
A container of apparel is lost in transit —our Marine Insurance replaces the value of the goods and missed delivery revenue.
-
A customer alleges a skin rash from a cosmetic product you dropship — our Product Liability Insurance covers legal and settlement costs.
Do I need insurance if I only sell through Amazon or Etsy?
Can I protect my store from negative reviews or refund spikes?
Does this include coverage for suppliers or third-party fulfillment?
What platforms do you integrate with?
Don’t Let Refunds or Delays Drain Your Business
Your digital store deserves modern, reliable protection. Let’s build a policy that fits your e-commerce model — and keeps your revenue secure.