Professional Services Insurance Solutions

Insurance for Professional Services Protect Your Work & Reputation

From missed deadlines to contract disputes, we help consultants and service-based businesses stay covered and credible.

Overview

Your Expertise Is Your Business. We Help You Protect It.

As a service-based business, your success is built on trust, advice, and client results. But even one disagreement, delay, or oversight can lead to a legal claim — putting your finances and reputation at risk.

At GlobalPayGuard, we provide insurance specifically tailored to consultants, agencies, freelancers, and professionals offering services, strategy, or support.

Whether you advise, design, plan, write, or manage — we protect your work, so you can focus on delivering results.

Common Risks We Cover

Real Risks for Service Providers

1
Client Lawsuits Over Mistakes or Poor Results
You’re sued for negligence or breach of contract — even if you did nothing wrong.
2
Missed Deadlines or Budget Overruns
Project delays or budget issues lead to client penalties or legal claims.
3
Data Breaches or System Outages
You store sensitive client data — or rely on cloud tools to deliver your services.
4
Slander, Defamation, or Copyright Claims
Advertising or communication errors that trigger reputation or IP disputes.
5
Platform Disruptions or Payment Failures
You’re forced to refund clients when your delivery system goes down or payment issues occur.
Recommended Coverage for Professional Services

Key Insurance Solutions for Service-Based Businesses

Professional Liability (E&O) Insurance

Covers lawsuits from claims of negligence, errors, or failure to deliver on professional services.

Cyber Liability Insurance

Protects against data breaches, ransomware attacks, and digital service outages.

Payment & Refund Assurance™ (Exclusive)

Covers you when you must refund clients due to failed delivery, platform outages, or contract disputes.

Business Owner’s Policy (BOP)

Bundle general liability and property insurance if you operate in a physical office space.

General Liability Insurance

Protects against third-party injuries or damages if clients visit your premises.

Business Interruption Insurance

Covers income lost when your operations are halted due to disaster, damage, or tech failure.

Why Choose GlobalPayGuard?

Insurance That Works as Hard as You Do

Industries We Serve Within Professional Services

  • Management & Strategy Consulting
  • Marketing & Creative Agencies
  • Legal & Accounting Professionals
  • IT & Systems Integrators
  • Architects & Engineers
  • Event Planners & Coordinators
  • Business Coaches & Freelancers
Real-World Scenarios We Cover

  • A consultant misses a critical deadline, causing the client to lose funding — E&O insurance responds to the claim.
  • A marketing agency is sued for copyright infringement from a stock image — covered under Professional Liability.
  • A freelancer is forced to refund a client after a platform outage prevents final delivery — Refund Assurance™ kicks in.
  • An accounting firm is hacked, exposing financial records — Cyber Liability covers breach response.
FAQs

Do I need insurance as a solo consultant or freelancer?
Yes — you’re just as exposed as larger firms. One client dispute can lead to a lawsuit or revenue loss.
Will this help me qualify for contracts or vendor platforms?
Absolutely. Many platforms, clients, and RFPs require proof of E&O or cyber liability before working with you.
What if I work remotely or from a co-working space?
We can tailor policies that don’t require owning a physical office, but still cover your tools and liability.
How is Refund Assurance™ different from a regular policy?
It’s exclusive to GlobalPayGuard and covers revenue loss from failed delivery, refund disputes, or client cancellations — including digital or cloud-based work.
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Stand Behind Your Services With Confidence

Don’t wait until there’s a lawsuit. Let’s get you covered today.

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