SaaS & Tech Startups Insurance

Insurance Solutions for SaaS & Tech Startups

From contract liability and cyber threats to investor protection — we help startups scale securely and stay covered as they grow.

Overview

Tech Moves Fast. So Should Your Insurance.

You’re building something scalable — but that also means your risk exposure grows with every new user, contract, and API call.

At GlobalPayGuard, we offer startup-friendly, investor-backed insurance solutions for SaaS platforms, product teams, fintechs, and digital marketplaces. Whether you’re pre-revenue or post-Series C, we help you meet compliance, close deals, and stay operational when the unexpected happens.

You innovate. We handle the risk.

Risks Unique to Software & Tech

Real Risks for Service Providers

1
Errors in Code or Service Downtime
Clients sue over broken features or missed service-level agreements (SLAs).
2
Cyber Breaches & Ransomware
Hackers steal user data or lock down your product, triggering breach disclosure laws and legal exposure.
3
Failed Integrations or Launch Delays
When a promised feature or update doesn’t go live on time, your contracts could be at risk.
4
Investor & Partner Demands
VCs and strategic partners require professional liability and cyber insurance during due diligence.
5
Platform or Cloud Vendor Failure
An AWS or payment gateway outage leaves you liable for missed transactions or lost customer trust.
Recommended Coverages for SaaS & Tech Startups

Essential Insurance for Software Businesses

Professional Liability (E&O)

Protects you from claims of service errors, bad advice, missed deliverables, or failed integrations.

Cyber Liability Insurance

Covers data breaches, malware attacks, customer notification costs, and regulatory fines.

Payment & Refund Assurance™ (Exclusive)

Insures you for refund exposure tied to outages, onboarding delays, or subscription disputes.

Business Interruption Coverage

Covers lost income if a cyber event or infrastructure outage halts operations.

General Liability Insurance

Essential if you have physical office space or attend conferences, demos, or installations.

BOP (Business Owner’s Policy)

Bundle general liability + property insurance if you maintain hardware, servers, or equipment.

Why Startups Choose GlobalPayGuard

What Sets Us Apart for Tech Companies

Real-World Scenarios We Cover

  • A major feature update breaks a core client workflow, and they sue for financial loss.
  • A DDoS attack knocks your platform offline during a critical sales period.
  • Your team accidentally ships code that corrupts customer data — legal and recovery costs are covered.
  • A fintech partner demands proof of liability and cyber coverage before signing a reseller agreement.
  • An investor requires professional liability in place before finalizing your seed round.
FAQs

Do I need insurance if I’m pre-revenue?
Yes — even pre-revenue SaaS companies can face legal claims from beta testers, vendors, or investors. Plus, early-stage coverage signals maturity to funders.
Will this satisfy client or vendor requirements?
Yes — our policies are designed to meet common RFP and compliance standards (SOC 2, HIPAA, GDPR, etc.).
How fast can I get a certificate of insurance (COI)?
Usually within 1 business day — perfect for closing deals or fulfilling onboarding paperwork.
Can I bundle E&O and Cyber in one policy?
Yes. We offer streamlined “Tech Pack” bundles built for software and platform teams.
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Secure Your Stack — and Your Growth

Protect the platform you’ve built and the customers who rely on it. Let’s design a policy that grows with your codebase and your revenue.

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